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Financial Pyramid

1. Protection

This refers to essential financial security tools such as Life Insurance, Health Insurance, and Disability Insurance, ensuring financial protection against uncertainties.

2. Risk-Free Growth

This consists of secure investment options like Bank Fixed Deposits (FD), Public Provident Fund (PPF), and Endowment Policies, ensuring stable and guaranteed growth.

3. Growth with Risk

This category includes investment options like Gold, Silver, Unit Linked Insurance Plans (ULIPs), and Mutual Funds, which offer higher returns but come with moderate risks.

4. High Growth

Investments such as Real Estate, Venture Capital, and Arts & Antiques fall under this category, providing potential for significant appreciation but with higher associated risks.

5. Speculation

This includes high-risk financial instruments such as Futures & Options, Derivatives, and Swaps, which are subject to significant market fluctuations and uncertainties.



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